⚠️ EDUCATIONAL PURPOSES ONLY - This website provides educational information about gift cards. We do not sell gift cards or facilitate any transactions.
📞 +1 (415) 536-4892 📧 [email protected] 🕒 Mon-Fri: 9:00 AM - 5:00 PM EST

Refund Policy

Last Updated: October 7, 2025

IMPORTANT NOTICE: GiftKobra.org operates as a pure educational platform with no commercial operations. We offer no product sales, no paid services, no gift card distribution, and no payment processing. This refund policy exists for potential future scenarios while reinforcing our current commitment to 100% free educational content.

1. Nature of Our Service

GiftKobra.org provides free educational information about gift cards. Our services include:

Since all our educational content is provided free of charge, no refunds are applicable for accessing or using our website.

2. No Sales or Transactions

We want to be absolutely clear:

Since we do not sell anything, refund requests for purchases are not applicable to GiftKobra.org.

3. Third-Party Gift Card Purchases

If you purchased a gift card from a retailer or gift card issuer after reading information on our website:

4. Educational Information About Gift Card Refunds

While we cannot process refunds, we can provide educational information about how gift card refunds generally work:

4.1 Gift Card Refund Policies

Many retailers have specific policies regarding gift card refunds:

  • Most physical gift cards are non-refundable once activated
  • Digital gift cards are typically non-refundable after the code is delivered
  • Some retailers may offer refunds for defective or non-activated cards with proof of purchase
  • Refund policies often exclude cards that have been partially used
  • Policies vary widely between retailers - always check the specific terms of the card issuer

4.2 How to Request a Gift Card Refund

If you need to request a refund for a gift card purchased from a retailer:

  1. Keep your original receipt as proof of purchase
  2. Contact the retailer or gift card issuer as soon as possible
  3. Be prepared to provide the card number, receipt, and reason for refund
  4. Follow the retailer's specific refund process
  5. Understand that many gift card purchases are final sales

4.3 Consumer Protection Rights

Depending on your location and circumstances, you may have consumer protection rights:

  • Credit card chargeback rights for fraudulent purchases
  • State or federal consumer protection laws regarding gift cards
  • Bank fraud protection services
  • FTC complaint filing for fraud or scams

5. Scam or Fraud Situations

If you were scammed into purchasing gift cards, we cannot provide refunds, but we can provide educational guidance:

5.1 Immediate Actions for Gift Card Scams

  1. Contact the gift card company immediately to report the fraud
  2. Contact your credit card company or bank if you used a credit/debit card for purchase
  3. File a police report
  4. Report the scam to the FTC at reportfraud.ftc.gov
  5. Report to your state's consumer protection office

5.2 Recovery Possibilities

While recovery is often difficult, you may have options:

  • Some gift card companies may refund unused amounts if you report fraud quickly
  • Credit card chargebacks may be possible in certain circumstances
  • Bank fraud protection may cover some losses
  • Law enforcement may be able to help in some cases

The sooner you report the fraud, the better chance you have of recovery.

6. Newsletter Subscriptions

If you subscribed to our free educational newsletter:

7. Future Paid Services Disclaimer

Currently, all our services are free. If we ever offer paid services in the future:

However, we have no current plans to charge for our educational content.

8. Data and Privacy

While not a traditional "refund," you have rights regarding your personal data:

9. Contact for Refund-Related Questions

If you have questions about refunds related to gift cards (not our website, as we don't sell anything), we can provide educational guidance:

giftkobra.org LLC
3641 Mission Street, Suite 507
San Francisco, CA 94103
United States

Email: [email protected]
Phone: +1 (415) 536-4892

10. Changes to This Policy

We reserve the right to modify this Refund Policy at any time. Changes will be effective immediately upon posting on our website. We will update the "Last Updated" date at the top of this policy when changes are made.

Final Clarification

To Summarize: GiftKobra.org does not sell products, services, or gift cards. All our educational content is provided free of charge. Therefore, refund requests for purchases from GiftKobra.org are not applicable. For refunds on gift cards purchased from retailers or issuers, you must contact them directly. We are here to provide educational information only.

Related Policies

Please also review our related policies: